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Banco Finantia S.A. Sucursal en España term deposits are the most suitable solutions for anyone seeking a good investment of their savings with a guaranteed competitive return.
Term Deposits benefit from the reimbursement guarantee of up to €100,000 provided by the Deposits Guarantee Fund for each account holder.
We currently offer the following Term Deposits:
Vision Deposits: Interest rate only for new contributions & electronic banking transactions
| Term Deposit | TNA/ TAE | Term | Interest Payment | Invesment |
|---|---|---|---|---|
| Depósito 12M (non-cancelable)*(1) | 2,4500% / 2,45% | 12 Months | At maturity | €50.000 - €500.000 |
| Depósito 24M (non-cancelable)*(2) | 2,5313% / 2,50% | 24 Months | At maturity | €50.000 - €500.000 |
| Depósito 36 (non-cancelable)*(3) | 2,5630% / 2,50% | 36 Months | At maturity | €50.000 - €500.000 |
Other of ours Term Deposits
| Term Deposit | TNA/ TAE | Term | Interest Payment | Invesment |
|---|---|---|---|---|
| Depósito 12M (non-cancelable)*(4) | 2,2000% / 2,20% | 12 Months | At maturity | €50.000 - €500.000 |
| Depósito 18M (non-cancelable)*(5) | 2,2121% / 2,20% | 18 Months | At maturity | €50.000 - €500.000 |
| Depósito 24 (non-cancelable)*(6) | 2,3264% / 2,30% | 24 Months | At maturity | €50.000 - €500.000 |
| Depósito Tranquilidad (7) | 2,0500% / 2,05% | 12 Months | At maturity | €50.000 - €500.000 |
| Depósito Tranquilidad (8) | 2,0605% / 2,05% | 18 Months | At maturity | €50.000 - €500.000 |
| Depósito Tranquilidad (9) | 2,1731% / 2,15% | 24 Months | At maturity | €50.000 - €500.000 |
| Depósito Tranquilidad (10) | 2,3533% / 2,30% | 36 Months | At maturity | €50.000 - €500.000 |
Valid until february 15th, 2026.
Terms and Conditions Term Deposits
Payment of interest at maturity. Banco Finantia S.A. Sucursal en España, may agree to early cancellation, at the specific and individualized request of the client.
In case of early cancellation, a 100% penalty will be applied to the interest generated up to that moment for all the terms promoted.
*Deposits at 12, 18, and 24 months do not allow early cancellation.
For further information, contact us by email or visit one of our main branches in Madrid, Barcelona or Valencia on business days from 9am to 6:15pm.
1 - Representative example: For a 12-month fixed-term deposit with a balance of €50,000, with an TAE of 2.45% and a TNA of 2.4500%, the interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, would be €1225,00 gross. The corresponding withholding tax will be applied to the gross interest.
2 - Representative example: For a 24-month fixed-term deposit with a balance of €50,000, with an TAE of 2.50% and a TNA of 2.5313%, the interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, would be €2531,25 gross. The corresponding withholding tax will be applied to the gross interest.
3 - Representative example: For a 36-month fixed-term deposit with a balance of €50,000, with an TAE of 2.50% and a TNA of 2.5630%, the interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, would be €3848,04 gross. The corresponding withholding tax will be applied to the gross interest.
4 - Representative example: For a 12-month fixed-term deposit with a balance of €50,000, with an TAE of 2.20% and a TNA of 2.2000%, the interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, would be €1100,00 gross. The corresponding withholding tax will be applied to the gross interest.
5 - Representative example: For an 18-month fixed-term deposit with a balance of €50,000, with an TAE of 2,20% and a TNA of 2,2121%, the interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, would be €1654,50 gross. The corresponding withholding tax will be applied to the gross interest.
6 - Representative example: For a 24-month fixed-term deposit with a balance of €50,000, with an TAE of 2.30% and a TNA of 2.3264%, the interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, would be €2,326.45 gross. The corresponding withholding tax will be applied to the gross interest.
7 - Representative example: For a 12-month fixed-term deposit with a balance of €50,000, with an TAE of 2.05% and a TNA of 2.05%, the interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, would be €1025.00 gross. The corresponding withholding tax will be applied to the gross interest.
8 - Representative example: For an 18-month fixed-term deposit with a balance of €50,000, with an TAE of 2.05% and a TNA of 2.0605%, the interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, would be €1541,12 gross. The corresponding withholding tax will be applied to the gross interest.
9 - Representative example: For a 24-month fixed-term deposit with a balance of €50,000, with an TAE of 2.15% and a TNA of 2.1731%, the interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, would be €2,173.11 gross. The corresponding withholding tax will be applied to the gross interest.
10 - Representative example: For a 36-month fixed-term deposit with a balance of €50,000, with an TAE of 2.30% and a TNA of 2.3533%, the interest paid at maturity, assuming the balance is maintained throughout the term of the deposit, would be €3,533.18 gross. The corresponding withholding tax will be applied to the gross interest.