Banco Finantia Spain

In 2020, Banco Finantia increased its financial soundness, as measured by the Common Equity Tier 1 (CET1) ratio to 27.3%, one of the highest in European banking.

The net interest income for the year amounted to € 23.7 million and its financial margin reached € 55.7 million. Operating exepenses decreased 8% compared to 2019. Customers' deposits reached € 950 million, 1% more than the amount recorded in 2019.


Financial soundness*


*Measured by the Common Equity Tier 1



Client deposits*


*Compared to the previous year

In 2019, Banco Finantia was considered the most financially sound and best cost-to-income among the 7 leading banks operating in Portugal, according to the 2019 “Top 250 EU Banks” Ranking prepared by prestigious British magazine The Banker.

The Banker study / ranking was based on objective criteria and several indicators were used: Size, Financial Strength and Profitability. The published study was prepared with data for October 2019.

According to the same study, Banco Finantia ranks among the Top 250 EU Banks in Europe for financial strength and ninth for efficiency.

See additional information in Financial information.

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