{"id":9841,"date":"2021-04-13T09:00:00","date_gmt":"2021-04-13T09:00:00","guid":{"rendered":"https:\/\/tst.finantia.es\/blog\/2021\/04\/13\/banco-finantia-consolidated-results-for-2020-2\/"},"modified":"2026-07-02T11:35:05","modified_gmt":"2026-07-02T11:35:05","slug":"banco-finantia-consolidated-results-for-2020-2","status":"publish","type":"post","link":"https:\/\/www.finantia.es\/en\/2021\/04\/13\/banco-finantia-consolidated-results-for-2020-2\/","title":{"rendered":"Banco Finantia consolidated results for 2020"},"content":{"rendered":"<p>In 2020, Banco Finantia increased its financial strength, measured by the Common Equity Tier 1 (CET1) ratio, to 27.3%, one of the highest in European banking.<\/p>\n<p>Net income for the year amounted to \u20ac23.7 million and net interest income reached \u20ac55.7 million. Operating costs decreased by 8% compared to 2019. Customer deposits totalled \u20ac950 million, 1% higher than the amount recorded in the previous year.<\/p>\n<p>In a year marked by the Covid-19 pandemic, which led to a global recession, Banco Finantia adopted a conservative approach, allowing it to end the year with stronger capital ratios.<\/p>\n<p>For more detailed information, please refer to the\u00a0<a href=\"https:\/\/www.finantia.com\/wp-content\/uploads\/2025\/12\/Sintese-Financeira-Resultados-2020.pdf?attachment_id=2133\" target=\"_blank\" rel=\"noopener\">announcement<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In 2020, Banco Finantia increased its financial strength, measured by the Common Equity Tier 1 (CET1) ratio, to 27.3%, one of the highest in European banking. Net income for the year amounted to \u20ac23.7 million and net interest income reached \u20ac55.7 million. Operating costs decreased by 8% compared to 2019. Customer deposits totalled \u20ac950 million, [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":6982,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[97],"tags":[104,103],"class_list":["post-9841","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-financial-results","tag-institutional"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/posts\/9841","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/comments?post=9841"}],"version-history":[{"count":1,"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/posts\/9841\/revisions"}],"predecessor-version":[{"id":10385,"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/posts\/9841\/revisions\/10385"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/media\/6982"}],"wp:attachment":[{"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/media?parent=9841"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/categories?post=9841"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finantia.es\/en\/wp-json\/wp\/v2\/tags?post=9841"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}